Life is full of changes—some planned, some unexpected. Maybe you just got married, moved to a new city, or lost your job. These big life moments can be overwhelming, and worrying about health insurance shouldn’t add to the stress. 

Each year, Open Enrollment is the time when most Georgians can sign up for health insurance through Georgia Access, the state’s health insurance marketplace. The last Open Enrollment window ran from November 1, 2024, to January 15 of this year. 

If you missed Open Enrollment, don’t worry. You may still be able to sign up for affordable health coverage on Georgia Access, Georgia’s state-based marketplace, through a Special Enrollment Period (SEP).

What is a Special Enrollment Period (SEP)?

A Special Enrollment Period is a window of time outside of Open Enrollment when you can sign up for health insurance due to major life events. 

You may still be able to get covered through a Special Enrollment Period (SEP) if you’ve recently: