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Network adequacy takes the stage

panelDuring the 2015 Legislative Session, the State Senate established the Consumer and Provider Protection Act Study Committee. This committee will review and make recommendations around several health insurance practices, including network adequacy. GHF has identified network adequacy, or the sufficiency of the health care providers patients can access when they enroll in a health insurance plan, as an important emerging consumer health issue. Our Executive Director, Cindy Zeldin, is a member of the study committee and looks forward to bringing the consumer perspective to the committee’s work. Cindy also recently appeared on WABE and Top Docs Radio to talk about network adequacy and participated in a panel discussion along with several state legislators at the Medical Association of Georgia’s Summer Legislative Education Seminar to discuss this important issue. Stay tuned for study committee agendas, updates, and opportunities to weigh in!

 

Study Committee Schedule:

 

September 14, 9:00 – 12:00

State Capitol, Room 450

 

October 26, 2:00 – 5:00

Tift Regional Healthy System, Tifton

 

November 9, 9:00 – 12:00

State Capitol

 

 


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Medicaid celebrates 50 years!

Over the past 50 years, Medicaid has ensured that our family members, friends, and neighbors have the quality health care they need. Be it our seniors accessing long term care services, kids seeing a doctor, or people with disabilities living independently, millions of people are better off because of this critical program.

Medicaid has also shown itself to be an effective and cost-efficient program. Administrative costs are substantially lower than private insurance and because people using Medicaid have access to preventive services, small issues can be addressed before they end up as big, costly illnesses.

catalyst1final

Children in particular benefit from Medicaid. Studies show that kids with coverage show up at school ready to learn, are more likely to graduate from college, and end up with more earning potential as adults. In fact, more than 1 million Georgia children (about 35% of kids in our state) currently get their health care coverage through Medicaid.

As we reflect on what Medicaid has meant for children and families here in Georgia, it has been nothing short of transformative. And while about 1.9 million Georgians overall benefit from the essential health care access that Medicaid provides, approximately 300,000 Georgians are still stuck in a coverage gap: they don’t qualify for Medicaid under its existing stringent standards, aren’t offered coverage at work, and earn too little to qualify for tax credits through the Health Insurance Marketplace. The majority of states have accepted federal funding to close this gap, but Georgia hasn’t yet taken that step. Closing this gap and extending Medicaid coverage to all low-income Georgians would be a powerful tool for improving the health of individuals and families throughout our state.

catalyst3finalAt Georgians for a Healthy Future we are proud to advocate for the Medicaid program that has been proven to improve health and saves lives. For the millions of Americans, and many Georgians, whose quality of life has been improved because of Medicaid, we’re so happy to celebrate the 50th anniversary of the life-changing program.

 

More about Medicaid in Georgia!


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OE2 by the numbers

New health insurance opportunities created through the Affordable Care Act (ACA) have let to historic reductions in the nation’s uninsured rate.  The strong enrollment numbers in Georgia mean that more Georgia consumers can access the health care services they need and enjoy enhanced financial security for themselves and their families.

Georgia OE2 by the Numbers


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Join us for health advocates day at the capitol!

 

informationPlease join us on Wednesday, March 25, from 8:45 am to mid-day for a morning of advocacy!  GHF will provide individuals and organizations with the opportunity to advocate for the important health issues that matter to you in the closing days of this legislative session.  You may want to advocate for closing the coverage gap, Medicaid payment parity, raising the tobacco tax, the Family Care Act, rural health care access, or another health policy issue.  You’re all invited to participate!  We’ll provide breakfast, an advocacy training, and an opportunity to share and network with other health advocates.

To sign up, click here.  If you have any questions, please contact Laura Colbert.

 


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How to find a provider in your network

Recently enroll in health insurance for the first time and ready to see a doctor? When you do so, it is important to select health care providers that are in your insurance plan’s network of providers. You get the best deal when you use in-network providers, and your insurance plan may not pay at all for care from an out-of-network provider. To find the names of providers in your area who are in your insurance plan’s network you can:

  • Contact your insurance company by phone. The number is on the back of your card.
  • Look on your health insurance company’s website.
  • Call your provider’s office and ask them: 1. Do you take my insurance? 2. Are you in my plan’s network?

If you are having trouble finding accurate information about provider networks or are having trouble getting an appointment with an in-network provider, please let Whitney Griggs, our Consumer Education Specialist, know (Whitney can be reached at wgriggs@healthyfuturega.org or 404-567-5016). Whitney can walk you through the process and help you understand your rights and protections as a consumer.


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Rural Hospital Stabilization Committee issues final report

Earlier this week, the Rural Hospital Stabilization Committee (RHSC), created by Governor Deal to address the needs of struggling rural hospitals and find solutions that address those needs, issued its final report. The recommendations in the report include:

  • A four site “Hub & Spoke” pilot program
  • Maintenance and protection of Certificate of Need laws
  • Expanded scope of practice for non-physician providers, like physicians assistants and nurse practitioners
  • More support for school-based health centers

The committee’s work shines a spotlight on the health care access challenges that rural Georgians face and puts forth constructive recommendations. While we support these recommendations whole-heartedly, we are also disappointed that the committee did not address the coverage gap and Medicaid expansion in its report.

Georgia Health News interviewed Georgians for a Healthy Future’s Executive Director on this issue (click here to read the full article), and in that article she pointed to the early success of states like Kentucky, which recently reported improvements and coverage rates and in health care access due to Medicaid expansion. She also encouraged policymakers to take a comprehensive approach that includes closing Georgia’s coverage gap to help get people into health insurance and provide a reimbursement stream for rural hospitals and better equipment as Hospital Bed Movers.

Back in December, Georgians for a Healthy Future, together with several consumer and community-focused organizations including the Georgia Budget and Policy Institute, Georgia Watch, and Families First, submitted a report and provided public comment to the committee making a detailed case for such an approach. You can read that full report here.


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King v Burwell: what’s at stake for Georgia?

King Burwell Potential ResultOn March 4th, the United States Supreme Court will hear oral arguments in King v. Burwell, a lawsuit challenging the tax credits that consumers utilizing the federal Health Insurance Marketplace receive to help make health insurance affordable. Consumers in thirty-four states, including Georgia, use the federal Marketplace to find and enroll in coverage. Nearly nine out of 10 people who enrolled in coverage through healthcare.gov received financial help and paid 75 percent less than the full monthly premium. This has helped bring the nation’s uninsured rate to an historic low.

 

A study by the Robert Wood Johnson Foundation and the Urban Institute found that the majority of health care consumers who would be impacted and who would likely become uninsured if the tax credits were struck down live in the South. Here in Georgia, hundreds of thousands of people are at risk for becoming uninsured.

 

We believe there is no legal basis for this challenge and that in June, when a decision comes down, we’ll all breathe a sigh of relief. If the court does, however, strike down the tax credits, such a decision would disproportionately impact the South and would put states like Georgia at a competitive disadvantage by exacerbating existing regional health disparities. If this comes to pass, Georgians for a Healthy Future will advocate for a contingency plan to ensure that Georgians have the same access to tax credits that their counterparts in states like New York, California, Colorado, and Kentucky (states that set up their own health insurance exchanges) have.

 

Our friends at Families USA have put together a resource page for advocates interested in learning more about King v. Burwell.


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Payment parity increases access

Georgia’s Medicaid patients could face longer wait times for doctor’s appointments without legislative action. That’s because a nation-wide bump in primary care provider reimbursement rates expired at the end of 2014, triggering a need for state action. This temporary rate bump resulted in an average eight percent increase in appointment availability, according to a new study published in the New England Journal of Medicine. The study examined ten states, including Georgia, and concluded that payment rate increases are an effective strategy for enhancing access to primary care services. According to a participating physician in Texas, his practice was able to double the amount of Medicaid patients seen during the two year time the pay bump was in effect.  By restoring the rate bump, known as Medicaid payment parity, Georgia policymakers can help ensure patients get timely access to primary care in an appropriate setting and help keep patients from ending up in the emergency room.


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Network Adequacy: Action Alert

If you’ve been following the Peach Pulse you know that network adequacy is a hot topic in health care right now. (And if you missed it, check here and here to get caught up!) Decision-makers are weighing policy choices that will have implications for health care consumers in Georgia and across the nation. We know that they are hearing from health industry stakeholders; now they need to hear from you!

 

1) The US Department of Health and Human Services (HHS) Proposed Rule on the 2016 Notice of Benefit and Payment Parameters is open for comment until December 22, 2014.  To submit a comment, click here.

 

2) The National Association of Insurance Commissioners (NAIC) is currently updating its model act on network adequacy. This model provides an example that states can use to enact their own legal protections to guarantee private insurance consumers an adequate provider network once they are enrolled in coverage. Advocates can email jmatthews@naic.org until January 12, 2015 with input.

 

Consumer advocates are asking these two entities to put in place 1) specific network adequacy standards such as time and distance standards and appointment wait time standards and 2) rules that provide consumers the right to go out-of-network at no extra cost if their plan cannot provide them timely, geographically accessible, and appropriate in-network care. Please take a few moments to submit your comments to HHS and to the NAIC with this important request. If your organization is interested in engaging more deeply on this issue, please contact Laura Colbert at lcobert@healthyfuturega.org to let us know you’re interested in collaborating.

 

 

 


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Strengthen Rural Access: Close the Coverage Gap

Rural hospitals provide the foundation for the economic vitality and population health of small communities throughout Georgia. Despite this essential role, the future of our rural hospitals-and the access to care they provide for rural Georgians-is in jeopardy. Eight rural hospitals have closed since 2001, four of them since the start of 2013.

 

While a comprehensive strategy is needed to address this problem, closing the coverage gap in Georgia would be an important first step to stabilizing our state’s rural hospitals and maintaining access to care for Georgians living in rural communities.

 

In a report we are submitting to the Rural Hospital Stabilization Committee this week, Georgians for a Healthy Future, Georgia Budget & Policy Institute, Georgia Watch, Families First, and twelve additional consumer and community-focused nonprofits recommend that the committee seriously weigh the option to tap the federal dollars on the table for Georgia to close its coverage gap. Closing the coverage gap by expanding Medicaid would not only mean access to health insurance for low-income Georgians living in rural communities but would also trigger an infusion of federal dollars into rural hospitals to help them keep their doors open and serve their communities.

 

The Rural Hospital Stabilization Committee, created by Governor Deal earlier this year to identify the needs of the rural hospital community and provide potential solutions; to increase the flow of communication between hospitals and the state; and improve access to care, is holding its third meeting tomorrow in Lavonia. If someone from your part of the state is serving on the committee, please consider asking them to support closing Georgia’s coverage gap.

 

Please also ask your State Representative and State Senator to support closing the coverage gap in Georgia.  Click here to send your state legislators a postcard that lets them know that you support closing Georgia’s coverage gap.

 

The full report to the committee is available here. Key facts from the report include:

 

  • In 2012, Georgia hospitals provided more than $1.6 billion in unpaid care, an increase of about $60 million from 2011. Most of this unpaid care goes to provide services to uninsured Georgians, many of whom fall in the coverage gap
  • Hospitals in states that have closed the coverage gap are projected to save up to $4.2 billion.Hospitals in states that have opted not to address their coverage gaps are projected to save a comparatively small $1.5 billion this year
  • Georgia’s hospitals could receive $1 billion more in Medicaid spending every year on behalf of newly-eligible Medicaid enrollees (those currently in the coverage gap)
  • If Georgia contributes the estimated $2.1 billion to implement Medicaid expansion, the State stands to gain a Federal infusion of $31 billion over the next ten years. This new federal money would help create more than 56,000 jobs statewide and generate more than $6.5 billion in new economic activity every year with the help of http://paydayloan-consolidation.com/.

 

 


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