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Understanding Georgia’s Medicaid Options for Women: Who Qualifies and How to Get Help

Access to quality health care isn’t just a service—it’s a basic human right and a key part of a healthy society. This Women’s History Month, we recognize the critical role that health care plays in the lives of women, from preventive screenings and prenatal care to treatments for chronic illnesses and mental health support. Having the right coverage and knowing where to turn for services can make all the difference.

In Georgia, Medicaid is a key resource that helps many women access the care they need. But despite the important protections it offers, many women still fall outside of the eligibility guidelines and remain uninsured.

According to Georgetown’s Center for Children and Families, nearly one in five women between the ages of 18 and 44 in Georgia lacks health insurance—one of the highest rates in the country. The problem is even worse for Hispanic/Latina women, nearly half of whom are uninsured. Black women in Georgia are more than twice as likely as white women to suffer severe complications or die from pregnancy-related causes. Many of these deaths are preventable, yet barriers to care persist.

Georgia’s Medicaid programs offer critical support for eligible women, but they are limited in scope. This blog will help break down the available Medicaid options for women in Georgia, who qualifies, and where to turn for free help enrolling.

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Urgent: Public Comment Period Extended – Speak Up Before March 19

The Georgia Department of Community Health (DCH) has reopened the public comment period for the Pathways to Coverage® waiver extension. The new deadline to submit comments is March 19, 2025. This means you have another chance to speak up and demand better health care for Georgians. 

Pathways to Coverage launched in July 2023 as a Medicaid program that requires participants to work or meet strict activity requirements to keep their health coverage. Unfortunately, the program has failed to deliver. For example:

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Georgia’s Pathways Program: What you need to know

Georgia is one of 10 states that has not yet expanded Medicaid. Our leaders’ in action leaves thousands of low-income Georgia adults without health insurance.

Instead of expanding Medicaid, Governor Kemp created a new program called Georgia Pathways to Coverage. This program will cover some low-income adults, but it has a lot of rules and requirements.

To qualify for Pathways, you must meet all of these four requirements:

  • Be a U.S. citizen or a qualified permanent resident
  • Be between the ages of 19 and 64
  • Have an income below the poverty line. (If you don’t know if your income is below the poverty line, use the chart below.)
  • Be working or doing other qualifying activities for at least 80 hours per month.
Chart with the title "Monthly Income Ranges". The chart lists the qualifying incomes for 2023 based on family size.

If you are uninsured and meet these requirements, you can apply for Pathways. You can apply online at gateway.ga.gov or by phone at 1-877-423-4746.

If you need assistance with your application, GHF’s enrollment assisters are here to help! Click here to ask for their assistance. 

What does this mean for Georgians?

Pathways is a complicated program with many rules and restrictions, so we expect only a fraction of eligible Georgians will get covered through the program. The Governor and his administration have estimated that between 31,000-100,000 Georgians will be able to enroll in Pathways. (Full Medicaid expansion would cover more than 400,000 Georgians.)  

Some people who are likely to be left out include:

  • Stay-at-home parents
  • Caregivers for aging family members or children with a disability
  • People in mental health or addiction recovery programs
  • Rural residents and people of color who live in areas where good jobs are hard to find
  • People who do not have reliable internet access or a car

These folks may not meet the requirements for Pathways or won’t be able to keep up with the tedious monthly reporting. They will likely be left behind. 

Medicaid expansion: an easier, better solution

Pathways is a broken bridge that lets too many Georgians and too much money fall through the cracks. Because of its complications and restrictions, thousands of Georgians will remain uninsured, and our state’s tax dollars–which are meant to help families access health care and keep hospitals open–will sit unused in Washington, D.C. 

Georgians deserve better. We deserve access to affordable, quality health care regardless of how little money is in our wallets. We deserve healthy hospitals whose doors are open to care for their communities. We deserve to visit the doctor when we’re sick and fill a prescription without worrying about whether to pay our rent or the medical bill.

Luckily Georgia leaders can replace Pathways with a program that is simpler, covers more people, costs less per person, and meets our state’s needs: Medicaid expansion! 

How you can help

Here are some things you can do to get Georgians covered and keep up the calls for Medicaid expansion:

By working together, we can make sure that all Georgians–regardless of how much or little money they have–have health coverage and the access to care that comes with an insurance card.


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