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Why ACA Premiums May Soon Become Less Affordable and What an Expiring Tax Credit Could Mean for Georgia Families

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Millions of Georgians Could Face Big Increases in Health Insurance Costs—Here’s What You Need to Know

If you or someone you know gets health insurance through the Health Insurance Marketplace, you’ve probably noticed it’s been more affordable in recent years. This increase in affordability is thanks to extra financial help from the federal government. These enhanced premium tax credits (ePTCs) make health coverage affordable for working families, self-employed individuals, and people who would otherwise struggle to pay for insurance. But this critical financial help is set to expire at the end of 2025—unless Congress steps in.

If Congress doesn’t extend these tax credits, over 1.2 million Georgians will see huge price increases, and many may be forced to drop their coverage altogether.

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