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New Changes in Effect for Pre-Existing Condition Insurance Plan (PCIP)

As of May 1, 2012, the Department of Health and Human Services, which administers high-risk insurance pools in twenty-four states including Georgia, reverted to its original requirements. In order to enroll in the program, applicants must submit one of the following pieces of documentation:

  • A denial letter from an insurer
  • An offer of coverage from an insurer that includes a pre-existing condition clause
  • A letter from a broker or agent that states the individual would be denied coverage

Applicants must still be uninsured for six months before enrolling in the PCIP, a provision that has not changed since the program began. The Department will also end the $100 broker referral bonus, which began in spring of 2011, as an incentive to increase enrollment.

As of February 2012, 56,257 people were enrolled in the 24 states that participate in the federal PCIP. In Georgia, 1,707 people have been enrolled since August 2010.

 

 


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