HB 94 would require state-regulated health plans to cover fertility preservation services for people undergoing medical treatments for cancer, sickle cell disease, or lupus that could lead to infertility. These services include procedures like freezing eggs, sperm, or embryos to help individuals have children in the future. The bill also sets guidelines and limits for what insurance must cover, such as evaluation costs, medications, and one year of storage for reproductive cells. Limits include restrictions based on age and the number of procedures covered.